Unexpected events can derail even the best financial plans. This course equips you with the knowledge and tools to protect income, assets, and family security through effective insurance strategies. Whether you’re a financial professional or planning for your household, you’ll gain practical insights into health, life, disability, and long-term care coverage—and learn how to integrate them into a comprehensive risk management plan.
RiskWise: Navigating Life, Health and the Unexpected
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Gain insight into a topic and learn the fundamentals.
Beginner level
No prior experience required
7 hours to complete
Flexible schedule
Learn at your own pace
What you'll learn
Understand health, life, disability, and long-term care insurance basics.
Identify key policy features and coverage options.
Apply insurance concepts to everyday financial decisions.
Skills you'll gain
Details to know
Shareable certificate
Add to your LinkedIn profile
Recently updated!
December 2025
Assessments
5 assignments
Taught in English
See how employees at top companies are mastering in-demand skills
There are 4 modules in this course
In the course orientation, you will get to know the course, your classmates, and our learning environment, and gain the technical skills needed. Then, we will get oriented with the course and start exploring the foundations of health insurance. We will learn what health insurance is, why it matters, and how different plans—like HMOs and PPOs—work. We’ll also dive into key provisions of the Affordable Care Act and advanced concepts that shape coverage today. By the end of this module, you’ll understand the types and purpose of health insurance and be able to analyze major policy features.
What's included
18 videos4 readings2 assignments1 discussion prompt
In this module, we will examine how disability and long-term care insurance protect income and assets when life takes an unexpected turn. We’ll start with the basics, explore advanced concepts, and analyze a real-world case study to see how coverage decisions impact financial security. You’ll also hear from experts who share practical insights on planning for the unexpected. By the end of this module, you’ll be able to explain the fundamentals of disability and long-term care insurance and evaluate advanced coverage options.
What's included
7 videos2 readings
In this module, we will focus on life insurance as a cornerstone of financial planning. We’ll learn why life insurance matters, compare different policy types, and calculate how much coverage you need. You’ll use interactive tools and hear from industry experts to connect theory to practice. By the end of this module, you’ll understand the purpose of life insurance, differentiate between policy types, and estimate your own coverage needs.
What's included
9 videos4 readings1 assignment1 plugin
In this final module, we will bring everything together. We’ll integrate health, life, disability, and long-term care insurance into a comprehensive risk management strategy. You’ll review policy features, explore real-world scenarios, and apply concepts to financial planning decisions. After this module, you’ll be ready to complete the final assessment and earn your Coursera certificate!
What's included
15 videos4 readings2 assignments
Instructor
Offered by
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Frequently asked questions
Yes! Although completion of the Coursera course alone is not credit-bearing, it is a required component of a graduate-level Canvas course that can be “stacked” toward advanced credentials such as an academic (transcriptable) graduate certificate or a degree. If you decide to pursue further education, the credits you earn from this course can be applied toward a formal academic program, provided that you meet all the requirements of admission to the certificate or degree.
To access the course materials, assignments and to earn a Certificate, you will need to purchase the Certificate experience when you enroll in a course. You can try a Free Trial instead, or apply for Financial Aid. The course may offer 'Full Course, No Certificate' instead. This option lets you see all course materials, submit required assessments, and get a final grade. This also means that you will not be able to purchase a Certificate experience.
When you enroll in the course, you get access to all of the courses in the Specialization, and you earn a certificate when you complete the work. Your electronic Certificate will be added to your Accomplishments page - from there, you can print your Certificate or add it to your LinkedIn profile.
More questions
Financial aid available,